Announcements

Class Notes Short Sales 101

• CEU Handouts Short Sales Buyer Tips [doc]
• CEU Handouts Short Sales Sellers [doc]
• Short Sale info [pdf]

Don’t forget the websites we talked about in class that are relating to the new HAFA rules for short sales: 

• www.hmpadmin.com/portal/docs/hamp_servicer/sd0909.pdf
• NAR info: http://notes.rets.org/government_affairs/short_sales_hafa
• Servicers participating: www.makinghomeaffordable.com/contact_servicer.html
• Forms: https://www.hmpadmin.com/portal/programs/foreclosure_alternatives.html

New RESPA Changes to take place Jan 1, 2010.  Are You Ready?

• New HUD and New GFE

Contact Theresa 937-322-7333 or Mary 937-602-9581 to schedule a informative discussion on the new changes and how they will affect you and your clients. We will meet individuals or a whole office!!  Local calls 937-878-4333 or Toll Free 800-800-8339.  Or email us at oret@oret.com.

Title Insurance Calculator:
Click here for Title Insurance Calculator

Real Estate Settlement Procedures Act (RESPA):
Rules To Simplify and Improve the Process of Obtaining Mortgages and Reduce Consumer Settlement Costs.
Get your own booklet directly from HUD – Shopping for your home loan. Click here!

Fee Schedules now available on line

• Fee Schedule - Click here [pdf]
• 1100 Fees - Click here [pdf]

What other Title company is listing their fees?  No hidden cost! Have a question or concern, don’t hesitate to call us even if we are not the title company you are currently using. Call 800-800-8339

Go here to see the latest on American Land Title News: http://www.alta.org/news/index.cfm

First Time Homebuyer Credit Questions
http://www.irs.gov/newsroom/article/0,,id=206291,00.html

Want more information on Title Insurance?
Check out: Home Closing 101: An Educational Initiative of the American Land Title Association

Efax : 937-835-5050

ORET Associations

• www.oaita.org - Ohio Association of Independent Title Agents
• www.alta.org - American Land Title Association
• www.wcrdayton.org - Dayton Women Council of Realtors
• www.dabr.org - Dayton Area Board of Realtors

• www.daytonchamber.org - Dayton Chamber of Commerce
• www.fairborn.com - Fairborn Chamber of Commerce
• http://chamber.greaterspringfield.com - Springfield Chamber of Commerce
• www.springfieldohioboardofrealtors.com - Springfield Board of Realtors
• http://site.wcrc-c.com - Clark-Champaign County of Women Council of Realtors